ASB Plus Opportunity for Enhanced Return

The year-end ASB dividend announcement has become a moment many anticipate. For some, it marks the close of the financial year. For others, it’s a time to reflect on how their consistency, effort, and discipline in investing have paid off.

Now, with approximately five months to go until that moment arrives, this year brings something special. With ASB Plus, you’re not just waiting for the usual dividend announcement you also have the opportunity to enjoy additional returns on your ASB investment.

What Is ASB Plus?

ASB Plus is a special investment plan that combines two unit trust funds: either Amanah Saham Bumiputera (ASB) or Amanah Saham Bumiputera 2 (ASB 2), together with a variable price fund, ASN Imbang 2. ASB Plus gives you the chance to enjoy an additional 1% return on the ASB or ASB 2 portion of your investment.

If you already have investment in ASB or ASB 2, your existing investment will not be automatically included in the ASB Plus plan. To enjoy the additional returns, you’ll need to invest specifically into the ASB Plus plan. The minimum investment is RM1,000, and ASB Plus is available at all ASNB branches and through the myASNB portal from 1 August to 30 September 2025.

Benefits of ASB Plus

1. Opportunity to Earn from Two Sources

ASB Plus offers the chance to earn two types of returns from a single investment.

The first source is an additional return of 1%, an exclusive bonus on top of the annual ASB dividend. This means your ASB Plus investment will receive an extra 1% return on top of the dividend rate announced by ASB.

The second source comes from potential price gains over the investment period through the variable price fund. Your savings have greater growth potential, helping you work toward your long-term financial goals.

2. Take Advantage of the Power of Compounding

What makes ASB Plus even more attractive is that the additional returns will be credited as early as January 2026 for ASB investments under the ASB Plus package, and in April 2026 for ASB 2.

This early payout can have a meaningful impact, helping you to benefit from the power of compounding, and is an opportunity to let your money “work” for you earlier.

3. Diversify your Investment

Another key benefit of ASB Plus is the diversified investment portfolio through the combination of a fixed-price fund (ASB or ASB 2) with a variable price fund, ASN Imbang 2.

The fixed-price portion offers consistent potential annual returns, while the variable-price fund provides exposure to potential unit price gains, depending on market performance.

This combination helps create a more balanced, diversified portfolio, that is better prepared to navigate different market conditions and build a stronger financial foundation for the future.

4. Stay Consistent Through Market Ups and Downs

The one-year lock-in period helps encourage investment consistency. It keeps you on track with your financial goals while reducing the temptation to react to market fluctuations or spend what you've already saved.

Go Further This Year

With just five months remaining before the ASB dividend announcement, it is a suitable time to take a proactive step. ASB Plus offers you the opportunity not just to passively wait but to maximise your existing investment and possibility to go further than before.

Whether you’re planning for your children’s future, for a more comfortable retirement, or simply strengthening your savings, let every ringgit you invest work towards your financial dreams.

Invest in ASB Plus and take this opportunity to add more value to your investment.