7 Reasons to Invest in ASB

Making investments is important for generating passive income.

When making investments, one of the important factors to consider is risk and return.

The law of nature states that the higher the return, the higher the risk.

So, investors need to make wise choices and prioritize investment instruments that are suitable for their profiles and capabilities.

However, there are investment instruments suitable for everyone (depending on eligibility to invest) that should be the primary choice when someone wants to invest. This is because these instruments have unique features that are not possessed by other investment instruments. These instruments are fixed-price unit trusts managed by Amanah Saham Nasional Berhad (ASNB). Here are the reasons why fixed-price unit trusts should be your investment choice.

Fixed Price

These fixed-price unit trusts are actually very unique because there are only 6 of them in the country, namely ASB, ASB2, ASB 3 Didik, ASM, ASM 2 Wawasan, and ASM 3. If you invest in unit trusts other than these six, the unit price changes every day, and you face the risk of losing your capital (the money you invested).

For fixed-price unit trusts like ASB, the unit price remains at RM1, while for variable-price unit trusts, the unit price may go up or down every day. Since ASB has a fixed price, it can be considered similar to savings.

So, whatever your goals are, whether it's buying a house, building an education fund, a retirement fund, or an emergency fund, ASB is the best choice. Why? Because tomorrow or the day after tomorrow or next year, the money we invest in ASB remains. If our discipline is high, the amount even increases. So, if you want peace of mind when investing, invest in ASB.

Low Risk

Although ASB is a unit trust, its investment risk is 'very low' because it has a fixed price. This means that if you invest RM100, your money will never decrease, and in fact, it will increase because you receive returns every year. That's if you don't withdraw the money you invested. So, don't let your money sleep in a savings account; invest first before you spend.

Competitive Returns

Talking about returns or annual dividends, this is actually the best part of investing in ASB. Well, in investments, people often say, the higher the risk, the higher the return. It means if you want a return of 10 percent on your investment, invest in the high-risk stock market. But if you make a mistake, instead of profit, you might incur losses. Yes, because the stock market is unpredictable in its performance. Today, it's profitable, tomorrow it could be a loss.

But with ASB, it delivers stable returns. Where else can you find an investment like ASB, with low risk but with stable returns? So, why hesitate? Let's start investing now.

Small Initial Investment

Still not investing because of the excuse "I don't have money... sometimes my salary is just enough." Don't use that as an excuse because if you want to invest in ASB, RM10 is enough to start your investment. After that, you can add RM10, RM100, RM200, or any amount you want. Keep adding to your investment according to your ability until you reach the ASB limit of RM300,000. Make it one of your financial goals.

Imagine if you have RM100,000 in ASB, and the dividend given is 7 percent, hmm... at the end of the year, you'll get RM7,000... who wouldn't want that?

Invest Anytime

There's no obligation on the amount of investment or when you want to invest. If you want to invest RM10 this month, you can, and if you want to invest RM1,000, you can too.

Investing in ASB is in cash, and it's up to you when you feel it's suitable to invest. If you want to take a loan, certain banks offer it. Choose what suits your discipline and capability.

You can also invest through the myASNB portal and make automatic monthly investments through the Auto Labur facility. No need to worry about forgetting; just subscribe to Auto Labur with a minimum monthly investment of RM10.

The important thing is not to just keep your money under the pillow or in the bank; invest it in ASB every month to receive returns every year. They say, "Little by little, a mountain will be built."

ASB is Managed by Permodalan Nasional Berhad (PNB)

PNB is the largest fund manager in the country responsible for managing ASB investors' money. With PNB's reputation and experience, you don't have to worry about the money you invest in ASB. They say, let us be at peace while PNB takes care of our money. So far, the return to investors has been around competitive. Why hesitate to invest?

Easy to Invest

It's very easy to invest in ASB, thanks to the 32 ASNB branches nationwide and the network of ASNB agents such as Pos Malaysia, Maybank, RHB Bank, CIMB Bank, and BSN, which create over 2,700 branches you can visit to invest in ASB.

If you're lazy to go to the counter, just invest online through the myASNB portal. Moreover, there's the Auto Labur feature for automatic monthly investments. All of these services are free.

Furthermore, you can also invest online through the myASNB portal or through platforms like Maybank2u, CIMBClicks, RHBNow, or AffinAlways. It's easy, right? Investing is at your fingertips; no need to stand in line or look for parking.

So, what are you waiting for? Let's invest.

For more information, just click http://www.asnb.com.my/.